Auto Physical Damage

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This program involves the group purchase of commercial insurance for physical damage to participating agency vehicles. It provides $10 Million in coverage to the participants. The coverage is subject to a deductible of $10,000 and there is no annual aggregate. Premiums are based on vehicle values and the rate is negotiated each year. Participation in this program is voluntary.



2026-2027 Program Year Participants

  • City of Alameda
  • City of Chico
  • City of Lodi
  • City of Petaluma
  • City of Redding
  • City of Richmond
  • City of Roseville
  • City of San Leandro
  • City of Sunnyvale
  • City of Vacaville

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